Axia Insurance Price Malaysia 2026
Find out how much insurance costs for Perodua Axia 1.0 E, SE & AV variants. The cheapest car to insure in Malaysia - from just RM500/year.
Perodua Axia
Malaysia's Most Affordable Car
How much is Perodua Axia insurance in Malaysia?
Perodua Axia comprehensive insurance costs RM500-950/year with 55% NCD. 3 variants available, from Axia 1.0 E starting at RM500/year. Market value range: RM25K-RM38K. Compare quotes from Allianz, Zurich, and Etiqa for best rates.
Updated 2026 • Malaysia
Axia Insurance Price Comparison 2026
Compare estimated insurance prices for all Perodua Axia variants. Prices based on 55% NCD.
| Axia Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Axia 1.0 E | 1.0L | RM25,000 | RM500-800/year | RM120-200/year |
| Axia 1.0 SE | 1.0L | RM30,000 | RM550-850/year | RM120-200/year |
| Axia 1.0 AV | 1.0L | RM38,000 | RM600-950/year | RM130-220/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Axia Insurance Price
Understanding these factors helps you find the best axia insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Axia Insurance by Variant
Detailed breakdown of perodua axia insurance price for each variant.
Specifications
- Engine:998cc
- Market Value:RM22,000 - RM32,000
- Road Tax:RM20/year
- Insurance Price:RM500 - RM850/year
Best For
- First-time car owners
- Students and fresh graduates
- Budget-conscious buyers
Recommended: Etiqa (competitive) or Kurnia (budget)
Comprehensive vs Third Party for Axia
Choosing the right coverage type can save you money while protecting your Perodua Axia.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Axia | RM500-950/year | RM120-220/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Axia (under 8 years old) | Old Axia (8+ years old) |
How to Save on Axia Insurance
Smart tips to get the lowest axia insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Axia
Top 5 recommended insurance companies for Perodua Axia owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Axia Insurance FAQ
Comprehensive insurance for Perodua Axia ranges from RM500-950 per year, making it the cheapest car to insure in Malaysia. Third Party insurance starts from just RM120/year. Entry variants (E, SE) are cheaper to insure than the AV variant.
Ready to Get Your Axia Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Perodua Axia insurance.