Dolphin Insurance Price Malaysia 2026
How much is BYD Dolphin insurance in Malaysia? Compare EV-specific coverage for Dolphin Standard and Dynamic Plus from 16 BNM-licensed insurers.
BYD Dolphin
Malaysia's Most Affordable BYD EV
How much is BYD Dolphin insurance per year in Malaysia?
BYD Dolphin comprehensive insurance costs RM1,400–2,600/year depending on variant and NCD. Standard Range (44.9 kWh) from RM1,400/year; Dynamic Plus (60.48 kWh) from RM1,700/year. EVs pay RM0 road tax. With 55% NCD, expect RM630–1,170/year for the Standard.
Updated 2026 • Malaysia
Dolphin Insurance Price Comparison 2026
Compare estimated insurance prices for all BYD Dolphin variants. Prices based on 55% NCD.
| Dolphin Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Dolphin Standard (44.9 kWh) | Electric (70 kW / 95 hp) | RM118,000 | RM1,400-2,200/year | RM250-380/year |
| Dolphin Dynamic Plus (60.48 kWh) | Electric (150 kW / 204 hp) | RM148,000 | RM1,700-2,600/year | RM280-420/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Dolphin Insurance Price
Understanding these factors helps you find the best dolphin insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Dolphin Insurance by Variant
Detailed breakdown of byd dolphin insurance price for each variant.
Specifications
- Engine:0cc
- Market Value:RM105,000 - RM125,000
- Road Tax:RM90/year
- Insurance Price:RM1,400 - RM2,200/year
Best For
- City commuters
- Budget EV buyers
- Short-distance daily driving
Recommended: Etiqa (competitive EV rate) or Allianz EV Shield
Comprehensive vs Third Party for Dolphin
Choosing the right coverage type can save you money while protecting your BYD Dolphin.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Dolphin | RM1,400-2,600/year | RM250-420/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Dolphin (under 8 years old) | Old Dolphin (8+ years old) |
How to Save on Dolphin Insurance
Smart tips to get the lowest dolphin insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Dolphin
Top 5 recommended insurance companies for BYD Dolphin owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Dolphin Insurance FAQ
BYD Dolphin comprehensive insurance costs RM1,400–2,600/year. Standard Range: RM1,400–2,200/year. Dynamic Plus: RM1,700–2,600/year. With 55% NCD, the Standard drops to around RM630–990/year. Etiqa and Allianz offer the most competitive rates for BYD EVs.
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