Omoda 5 Insurance Price Malaysia 2026
Chery Omoda 5 insurance guide — compare premiums for 1.5T Standard and Premium variants. Find out what to expect from 16 insurers.
Chery Omoda 5
China's Rising Star SUV in Malaysia
How much is Chery Omoda 5 insurance per year in Malaysia?
Chery Omoda 5 insurance costs RM1,500–RM3,100 per year for comprehensive coverage. Being a newer Chinese brand, parts availability may affect premiums. With 55% NCD, premiums can drop to RM1,200–RM2,200 per year.
Updated 2026 • Malaysia
Omoda 5 Insurance Price Comparison 2026
Compare estimated insurance prices for all Chery Omoda 5 variants. Prices based on 55% NCD.
| Omoda 5 Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Omoda 5 1.5T Standard | 1.5L Turbo | RM95,000 | RM1,500-2,400/year | RM220-360/year |
| Omoda 5 1.5T Premium | 1.5L Turbo | RM115,000 | RM1,800-2,800/year | RM220-360/year |
| Omoda 5 1.5T Premium Plus | 1.5L Turbo | RM130,000 | RM2,000-3,100/year | RM220-360/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Omoda 5 Insurance Price
Understanding these factors helps you find the best omoda 5 insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Omoda 5 Insurance by Variant
Detailed breakdown of chery omoda 5 insurance price for each variant.
Specifications
- Engine:1,498cc
- Market Value:RM90,000 - RM135,000
- Road Tax:RM90/year
- Insurance Price:RM1,500 - RM3,100/year
Best For
- Value SUV buyers
- Tech feature seekers
- Early adopters
Recommended: Etiqa (competitive) or Allianz (reliable)
Comprehensive vs Third Party for Omoda 5
Choosing the right coverage type can save you money while protecting your Chery Omoda 5.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Omoda 5 | RM1,500-3,100/year | RM220-360/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Omoda 5 (under 8 years old) | Old Omoda 5 (8+ years old) |
How to Save on Omoda 5 Insurance
Smart tips to get the lowest omoda 5 insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Omoda 5
Top 5 recommended insurance companies for Chery Omoda 5 owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Omoda 5 Insurance FAQ
Omoda 5 comprehensive insurance costs RM1,500–RM3,100 per year depending on variant and NCD. Being a newer brand in Malaysia, some insurers price parts risk conservatively. Compare multiple insurers on Bjak for the best rate.
Ready to Get Your Omoda 5 Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Chery Omoda 5 insurance.