City Insurance Price Malaysia 2026
Find out how much insurance costs for Honda City 1.5 S, E, V & RS variants. Compare quotes from 15+ insurers and save up to RM500.
Honda City
Malaysia's Popular B-Segment Sedan
How much is Honda City insurance in Malaysia?
Honda City comprehensive insurance costs RM1,000-1,950/year with 55% NCD. 4 variants available, from City 1.5 S starting at RM1,000/year. Market value range: RM75K-RM105K. Compare quotes from Allianz, Zurich, and Etiqa for best rates.
Updated 2026 • Malaysia
City Insurance Price Comparison 2026
Compare estimated insurance prices for all Honda City variants. Prices based on 55% NCD.
| City Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| City 1.5 S | 1.5L | RM75,000 | RM1,000-1,500/year | RM200-300/year |
| City 1.5 E | 1.5L | RM85,000 | RM1,100-1,650/year | RM200-300/year |
| City 1.5 V | 1.5L | RM95,000 | RM1,200-1,800/year | RM220-320/year |
| City 1.5 RS | 1.5L | RM105,000 | RM1,300-1,950/year | RM220-320/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your City Insurance Price
Understanding these factors helps you find the best city insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
City Insurance by Variant
Detailed breakdown of honda city insurance price for each variant.
Specifications
- Engine:1,498cc
- Market Value:RM70,000 - RM90,000
- Road Tax:RM90/year
- Insurance Price:RM1,000 - RM1,650/year
Best For
- Budget-conscious drivers
- Reliable daily driver
- City and highway commuting
Recommended: Etiqa (competitive) or Kurnia (budget)
Comprehensive vs Third Party for City
Choosing the right coverage type can save you money while protecting your Honda City.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for City | RM1,000-1,950/year | RM200-320/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed City (under 8 years old) | Old City (8+ years old) |
How to Save on City Insurance
Smart tips to get the lowest city insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for City
Top 5 recommended insurance companies for Honda City owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
City Insurance FAQ
Honda City insurance costs between RM1,000-1,950 per year for comprehensive coverage, depending on the variant, your NCD, and location. Third Party insurance is much cheaper at RM200-320 per year. Entry variants (S, E) are generally cheaper to insure than premium variants (V, RS).
Ready to Get Your City Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Honda City insurance.