Accord Insurance Price Malaysia 2026
Honda Accord insurance guide — compare annual premiums for the 1.5TC variant. Find the cheapest quote from 16 insurers for Malaysia's favourite premium sedan.
Honda Accord
Honda's Premium D-Segment Sedan
How much is Honda Accord insurance per year in Malaysia?
Honda Accord insurance costs RM2,800–RM4,700 per year for comprehensive coverage, reflecting its high market value (RM195k–RM210k). Notably, road tax is only RM90/year due to the 1.5L turbocharged engine. With 55% NCD, premiums can drop to RM2,500–RM3,500 per year.
Updated 2026 • Malaysia
Accord Insurance Price Comparison 2026
Compare estimated insurance prices for all Honda Accord variants. Prices based on 55% NCD.
| Accord Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Accord 1.5TC (2022) | 1.5L VTEC Turbo | RM195,000 | RM2,800-4,400/year | RM230-340/year |
| Accord 1.5TC (2024) | 1.5L VTEC Turbo | RM210,000 | RM3,000-4,700/year | RM230-340/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Accord Insurance Price
Understanding these factors helps you find the best accord insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Accord Insurance by Variant
Detailed breakdown of honda accord insurance price for each variant.
Specifications
- Engine:1,498cc
- Market Value:RM185,000 - RM215,000
- Road Tax:RM90/year
- Insurance Price:RM2,800 - RM4,700/year
Best For
- Premium sedan buyers
- Business executives
- Honda loyalists
Recommended: Allianz (premium sedan) or Tokio Marine (reliable)
Comprehensive vs Third Party for Accord
Choosing the right coverage type can save you money while protecting your Honda Accord.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Accord | RM2,800-4,700/year | RM230-340/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Accord (under 8 years old) | Old Accord (8+ years old) |
How to Save on Accord Insurance
Smart tips to get the lowest accord insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Accord
Top 5 recommended insurance companies for Honda Accord owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Accord Insurance FAQ
Honda Accord insurance ranges from RM2,800 to RM4,700 for comprehensive coverage annually. The high premiums reflect the car's market value (RM195k–RM210k). Good news: road tax is only RM90/year thanks to the 1.5L turbocharged engine.
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