BR-V Insurance Price Malaysia 2026

Honda BR-V insurance guide — compare premiums for S, V, and RS variants. Find the cheapest quote for your 7-seater from 16 insurers.

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How much is Honda BR-V insurance per year in Malaysia?

Honda BR-V insurance costs RM1,300–RM2,400 per year for comprehensive coverage. The S variant is cheapest, the RS (turbo) highest. With 55% NCD, annual premiums can drop to RM1,100–RM1,800.

Updated 2026 • Malaysia

BR-V Insurance Price Comparison 2026

Compare estimated insurance prices for all Honda BR-V variants. Prices based on 55% NCD.

BR-V 1.5 S
Engine:
1.5L
Market Value:
RM90,000
Comprehensive:
RM1,300-2,000/year
Third Party:
RM200-320/year
BR-V 1.5 V
Engine:
1.5L
Market Value:
RM105,000
Comprehensive:
RM1,450-2,200/year
Third Party:
RM200-320/year
BR-V 1.5 RS
Engine:
1.5L VTEC Turbo
Market Value:
RM116,000
Comprehensive:
RM1,600-2,400/year
Third Party:
RM200-320/year

* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.

Factors Affecting Your BR-V Insurance Price

Understanding these factors helps you find the best br-v insurance price Malaysia offers.

NCD (No Claim Discount)

Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.

Driver's Age & Experience

Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.

Location

Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.

Coverage Type

Comprehensive costs more but covers your car against damage, theft, and accidents.

Sum Insured (Market Value)

Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.

Add-ons Selected

Windscreen coverage, flood protection, and other add-ons increase your premium.

BR-V Insurance by Variant

Detailed breakdown of honda br-v insurance price for each variant.

Specifications

  • Engine:1,498cc
  • Market Value:RM85,000 - RM110,000
  • Road Tax:RM90/year
  • Insurance Price:RM1,300 - RM2,200/year

Best For

  • Families needing 7 seats
  • School-run parents
  • Road-trippers

Recommended: Allianz (comprehensive) or Etiqa (competitive)

Comprehensive vs Third Party for BR-V

Choosing the right coverage type can save you money while protecting your Honda BR-V.

FeatureComprehensiveThird Party
Price for BR-VRM1,300-2,400/yearRM200-320/year
Own Damage Cover
Theft Protection
Third Party Liability
Best ForNew/financed BR-V
(under 8 years old)
Old BR-V
(8+ years old)

How to Save on BR-V Insurance

Smart tips to get the lowest br-v insurance price malaysia has to offer.

1

Maintain Your NCD

Drive safely and avoid claims to keep your 55% No Claim Discount.

Learn About NCD
2

Compare Multiple Quotes

Prices vary significantly between insurers for the same coverage.

Use Calculator
3

Choose Right Coverage

Consider Third Party for older cars (8+ years) to save significantly.

Compare Coverage
4

Bundle Road Tax

Some insurers offer discounts when you renew road tax together with insurance.

Get Quote

BR-V Insurance FAQ

Honda BR-V insurance costs RM1,300–RM2,400 for comprehensive coverage, depending on variant and NCD. The S variant is at the lower end, V mid-range, and RS (turbo) highest due to higher repair costs.

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