Seltos Insurance Price Malaysia 2026
Kia Seltos insurance guide — compare premiums for 1.4T EX and 1.6 GT Line variants. Find the cheapest quote from 16 insurers.
Kia Seltos
Kia's Stylish Compact SUV
How much is Kia Seltos insurance per year in Malaysia?
Kia Seltos insurance costs RM1,600–RM2,900 per year for comprehensive coverage. The 1.6 MPI is cheapest; the 1.4T GT Line highest. With 55% NCD, premiums can drop to RM1,300–RM2,100 per year.
Updated 2026 • Malaysia
Seltos Insurance Price Comparison 2026
Compare estimated insurance prices for all Kia Seltos variants. Prices based on 55% NCD.
| Seltos Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Seltos 1.4T EX | 1.4L Turbo | RM115,000 | RM1,700-2,600/year | RM280-420/year |
| Seltos 1.4T GT Line | 1.4L Turbo | RM130,000 | RM1,900-2,900/year | RM280-420/year |
| Seltos 1.6 MPI EX | 1.6L | RM108,000 | RM1,600-2,400/year | RM260-400/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Seltos Insurance Price
Understanding these factors helps you find the best seltos insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Seltos Insurance by Variant
Detailed breakdown of kia seltos insurance price for each variant.
Specifications
- Engine:1,353cc
- Market Value:RM105,000 - RM135,000
- Road Tax:RM140/year
- Insurance Price:RM1,600 - RM2,900/year
Best For
- Compact SUV buyers
- Style-first drivers
- Young professionals
Recommended: Allianz (reliable) or Etiqa (competitive)
Comprehensive vs Third Party for Seltos
Choosing the right coverage type can save you money while protecting your Kia Seltos.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Seltos | RM1,600-2,900/year | RM260-420/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Seltos (under 8 years old) | Old Seltos (8+ years old) |
How to Save on Seltos Insurance
Smart tips to get the lowest seltos insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Seltos
Top 5 recommended insurance companies for Kia Seltos owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Seltos Insurance FAQ
Kia Seltos insurance costs RM1,600–RM2,900 annually for comprehensive cover. The naturally aspirated 1.6 MPI is most affordable; the 1.4T GT Line highest due to turbocharged engine and higher trim level.
Ready to Get Your Seltos Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Kia Seltos insurance.