Mazda 3 Insurance Price Malaysia 2026
Mazda 3 insurance guide — compare premiums for 1.5L sedan and 2.0L hatchback variants. Get instant quotes from 16 insurers.
Mazda 3
Mazda's Premium Compact Sedan/Hatchback
How much is Mazda 3 insurance per year in Malaysia?
Mazda 3 insurance costs RM1,700–RM3,500 per year for comprehensive coverage. The 1.5 sedan is cheapest; the 2.0 hatchback High Plus most expensive. With 55% NCD, premiums can drop to RM1,400–RM2,500 per year.
Updated 2026 • Malaysia
Mazda 3 Insurance Price Comparison 2026
Compare estimated insurance prices for all Mazda 3 variants. Prices based on 55% NCD.
| Mazda 3 Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Mazda 3 1.5 Sedan | 1.5L | RM120,000 | RM1,700-2,600/year | RM280-400/year |
| Mazda 3 2.0 Hatchback | 2.0L | RM150,000 | RM2,100-3,200/year | RM320-480/year |
| Mazda 3 2.0 Hatchback High Plus | 2.0L | RM165,000 | RM2,300-3,500/year | RM320-480/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Mazda 3 Insurance Price
Understanding these factors helps you find the best mazda 3 insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Mazda 3 Insurance by Variant
Detailed breakdown of mazda 3 insurance price for each variant.
Specifications
- Engine:1,496cc
- Market Value:RM110,000 - RM130,000
- Road Tax:RM90/year
- Insurance Price:RM1,700 - RM2,600/year
Best For
- Sedan lovers
- Business drivers
- Premium compact buyers
Recommended: Allianz (premium) or Etiqa (competitive)
Comprehensive vs Third Party for Mazda 3
Choosing the right coverage type can save you money while protecting your Mazda 3.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Mazda 3 | RM1,700-3,500/year | RM280-480/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Mazda 3 (under 8 years old) | Old Mazda 3 (8+ years old) |
How to Save on Mazda 3 Insurance
Smart tips to get the lowest mazda 3 insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Mazda 3
Top 5 recommended insurance companies for Mazda 3 owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Mazda 3 Insurance FAQ
Mazda 3 comprehensive insurance ranges from RM1,700 to RM3,500 per year. The 1.5 sedan entry variant is most affordable; the 2.0 hatchback variants are higher due to larger engine and market value.
Ready to Get Your Mazda 3 Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Mazda 3 insurance.