CX-5 Insurance Price Malaysia 2026
Mazda CX-5 insurance guide — compare annual premiums for 2.0L and 2.5L variants. Get instant quotes from 16 insurers.
Mazda CX-5
Mazda's Premium Mid-Size SUV
How much is Mazda CX-5 insurance per year in Malaysia?
Mazda CX-5 insurance costs RM2,000–RM4,200 per year for comprehensive coverage. The 2.0L Core is cheapest; the 2.5 Turbo AWD most expensive. With 55% NCD, premiums can drop to RM1,700–RM3,000 per year.
Updated 2026 • Malaysia
CX-5 Insurance Price Comparison 2026
Compare estimated insurance prices for all Mazda CX-5 variants. Prices based on 55% NCD.
| CX-5 Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| CX-5 2.0 Core | 2.0L | RM140,000 | RM2,000-3,200/year | RM320-480/year |
| CX-5 2.0 High | 2.0L | RM158,000 | RM2,200-3,500/year | RM320-480/year |
| CX-5 2.5 Turbo AWD | 2.5L Turbo | RM195,000 | RM2,800-4,200/year | RM420-600/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your CX-5 Insurance Price
Understanding these factors helps you find the best cx-5 insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
CX-5 Insurance by Variant
Detailed breakdown of mazda cx-5 insurance price for each variant.
Specifications
- Engine:1,998cc
- Market Value:RM130,000 - RM165,000
- Road Tax:RM320/year
- Insurance Price:RM2,000 - RM3,500/year
Best For
- Premium SUV buyers
- Design-conscious drivers
- Weekend adventurers
Recommended: Allianz (premium) or Zurich (reliable)
Comprehensive vs Third Party for CX-5
Choosing the right coverage type can save you money while protecting your Mazda CX-5.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for CX-5 | RM2,000-4,200/year | RM320-600/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed CX-5 (under 8 years old) | Old CX-5 (8+ years old) |
How to Save on CX-5 Insurance
Smart tips to get the lowest cx-5 insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for CX-5
Top 5 recommended insurance companies for Mazda CX-5 owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
CX-5 Insurance FAQ
CX-5 insurance ranges from RM2,000 to RM4,200 for comprehensive cover, depending on the variant. The 2.0 Core is most affordable; the 2.5 Turbo AWD highest due to its market value and import parts cost.
Ready to Get Your CX-5 Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Mazda CX-5 insurance.