Alza Insurance Price Malaysia 2026
Find out how much insurance costs for Perodua Alza 1.5L X, H & AV variants. ADAS and 6 airbags standard. Compare quotes from 15+ insurers.
Perodua Alza
Malaysia's Best Affordable 7-Seater MPV
How much is Perodua Alza insurance in Malaysia?
Perodua Alza comprehensive insurance costs RM610-900/year with 55% NCD. X from RM610, AV up to RM900. 7-seater MPV with PSDA safety standard ALL variants. AV has ACC with Stop & Go. Consider passenger PA coverage for family protection. Cheapest 7-seater to insure.
Updated 2026 • Malaysia
Alza Insurance Price Comparison 2026
Compare estimated insurance prices for all Perodua Alza variants. Prices based on 55% NCD.
| Alza Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Alza 1.5L X | 1.5L (106 PS) | RM50,000 | RM1,350-1,650/year | RM160-260/year |
| Alza 1.5L H | 1.5L (106 PS) | RM55,000 | RM1,500-1,800/year | RM170-270/year |
| Alza 1.5L AV | 1.5L (106 PS) | RM61,500 | RM1,650-2,000/year | RM180-280/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Alza Insurance Price
Understanding these factors helps you find the best alza insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Alza Insurance by Variant
Detailed breakdown of perodua alza insurance price for each variant.
Specifications
- Engine:1,496cc
- Market Value:RM45,000 - RM60,000
- Road Tax:RM90/year
- Insurance Price:RM610 - RM810/year
Best For
- Budget-conscious families needing 7 seats
- School run and daily commuting
- Those wanting ADAS at affordable price
Recommended: Allianz (family coverage) or Etiqa (competitive)
Comprehensive vs Third Party for Alza
Choosing the right coverage type can save you money while protecting your Perodua Alza.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Alza | RM1,350-2,000/year | RM160-280/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Alza (under 8 years old) | Old Alza (8+ years old) |
How to Save on Alza Insurance
Smart tips to get the lowest alza insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Alza
Top 5 recommended insurance companies for Perodua Alza owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Alza Insurance FAQ
Perodua Alza comprehensive insurance costs RM1,350-2,000 per year at 0% NCD depending on variant. With maximum 55% NCD, you could pay as low as RM610-900. The AV variant is about 18-22% more expensive to insure than the X due to powered sliding doors and full ADAS.
Ready to Get Your Alza Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Perodua Alza insurance.