Aruz Insurance Price Malaysia 2026
The Aruz brings genuine SUV capability to families on a budget. With 7 seats, 220mm ground clearance, and body-on-frame construction (based on Toyota Rush), it handles kampung roads and family duties equally well. At under RM80k, it's the most affordable way to get a 7-seater SUV in Malaysia.
Perodua Aruz
The 7-Seater SUV for Malaysian Families
How much is Perodua Aruz insurance in Malaysia?
Perodua Aruz comprehensive insurance costs RM675-900/year with 55% NCD. X from RM675, AV up to RM900. 7-seater SUV with body-on-frame construction and 220mm ground clearance. ASA 2.0 on AV only. 4-speed auto is simple/reliable. Cheapest 7-seater SUV to insure.
Updated 2026 • Malaysia
Aruz Insurance Price Comparison 2026
Compare estimated insurance prices for all Perodua Aruz variants. Prices based on 55% NCD.
| Aruz Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| 1.5X | 1.5L 4-Cylinder NA | RM56,000 | RM1,500-1,850/year | RM300-450/year |
| 1.5AV | 1.5L 4-Cylinder NA | RM62,000 | RM1,650-2,000/year | RM300-450/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Aruz Insurance Price
Understanding these factors helps you find the best aruz insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Aruz Insurance by Variant
Detailed breakdown of perodua aruz insurance price for each variant.
Specifications
- Engine:1,496cc
- Market Value:RM50,000 - RM62,000
- Road Tax:RM90/year
- Insurance Price:RM1,500 - RM1,850/year
Best For
- Budget-conscious families
- Kampung road use
- Those who don't need ADAS
Recommended: Zurich - Competitive SUV pricing or Allianz - Good workshop network
Comprehensive vs Third Party for Aruz
Choosing the right coverage type can save you money while protecting your Perodua Aruz.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Aruz | RM1,500-2,000/year | RM300-450/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Aruz (under 8 years old) | Old Aruz (8+ years old) |
How to Save on Aruz Insurance
Smart tips to get the lowest aruz insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Aruz
Top 5 recommended insurance companies for Perodua Aruz owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Aruz Insurance FAQ
Perodua Aruz comprehensive insurance starts from around RM560/year for the 1.5X with 55% NCD, going up to RM900/year for the 1.5AV with lower NCD. With maximum 55% NCD, you're looking at RM675-900/year — that's RM56-75/month for a 7-seater SUV.
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