Bezza Insurance Price Malaysia 2026

Find out how much insurance costs for Perodua Bezza 1.0 G & 1.3 X/AV variants. Popular with e-hailing drivers and budget families. Compare quotes from 15+ insurers.

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How much is Perodua Bezza insurance in Malaysia?

Perodua Bezza comprehensive insurance costs RM380-630/year with 55% NCD. 1.0G MT from RM380, 1.3AV AT up to RM630. Popular with e-hailing drivers - add RM300-500/year for commercial coverage. ASA 2.0 on AV variant needs calibration after front repairs. Cheapest sedan to insure in Malaysia.

Updated 2026 • Malaysia

Bezza Insurance Price Comparison 2026

Compare estimated insurance prices for all Perodua Bezza variants. Prices based on 55% NCD.

Bezza 1.0 G MT
Engine:
1.0L (69 PS)
Market Value:
RM27,500
Comprehensive:
RM850-1,000/year
Third Party:
RM120-200/year
Bezza 1.0 G AT
Engine:
1.0L (69 PS)
Market Value:
RM31,000
Comprehensive:
RM950-1,100/year
Third Party:
RM120-200/year
Bezza 1.3 X AT
Engine:
1.3L (94 PS)
Market Value:
RM38,500
Comprehensive:
RM1,100-1,250/year
Third Party:
RM150-250/year
Bezza 1.3 AV AT
Engine:
1.3L (94 PS)
Market Value:
RM44,000
Comprehensive:
RM1,200-1,400/year
Third Party:
RM150-250/year

* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.

Factors Affecting Your Bezza Insurance Price

Understanding these factors helps you find the best bezza insurance price Malaysia offers.

NCD (No Claim Discount)

Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.

Driver's Age & Experience

Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.

Location

Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.

Coverage Type

Comprehensive costs more but covers your car against damage, theft, and accidents.

Sum Insured (Market Value)

Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.

Add-ons Selected

Windscreen coverage, flood protection, and other add-ons increase your premium.

Bezza Insurance by Variant

Detailed breakdown of perodua bezza insurance price for each variant.

Specifications

  • Engine:998cc
  • Market Value:RM25,000 - RM34,000
  • Road Tax:RM20/year
  • Insurance Price:RM380 - RM495/year

Best For

  • E-hailing drivers (Grab, Lalamove)
  • Budget-conscious first-car buyers
  • Driving school use

Recommended: Allianz (e-hailing add-on) or Etiqa (competitive)

Comprehensive vs Third Party for Bezza

Choosing the right coverage type can save you money while protecting your Perodua Bezza.

FeatureComprehensiveThird Party
Price for BezzaRM850-1,400/yearRM120-250/year
Own Damage Cover
Theft Protection
Third Party Liability
Best ForNew/financed Bezza
(under 8 years old)
Old Bezza
(8+ years old)

How to Save on Bezza Insurance

Smart tips to get the lowest bezza insurance price malaysia has to offer.

1

Maintain Your NCD

Drive safely and avoid claims to keep your 55% No Claim Discount.

Learn About NCD
2

Compare Multiple Quotes

Prices vary significantly between insurers for the same coverage.

Use Calculator
3

Choose Right Coverage

Consider Third Party for older cars (8+ years) to save significantly.

Compare Coverage
4

Bundle Road Tax

Some insurers offer discounts when you renew road tax together with insurance.

Get Quote

Bezza Insurance FAQ

Bezza comprehensive insurance costs RM850-1,400 per year at 0% NCD depending on variant. With maximum 55% NCD, you could pay as low as RM380-630. The 1.0L variants are cheaper to insure than the 1.3L variants.

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