Exora Insurance Price Malaysia 2026
Proton Exora insurance guide — compare annual premiums for Standard, Executive and Premium variants. Find the cheapest quote from 16 insurers.
Proton Exora
Malaysia's Affordable Family MPV
How much is Proton Exora insurance per year in Malaysia?
Proton Exora insurance costs RM750–RM1,500 per year for comprehensive coverage depending on variant, year, and NCD. The Exora is one of the most affordable 7-seater MPVs to insure in Malaysia. With 55% NCD, comprehensive cover can drop to RM650–RM950 per year.
Updated 2026 • Malaysia
Exora Insurance Price Comparison 2026
Compare estimated insurance prices for all Proton Exora variants. Prices based on 55% NCD.
| Exora Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Exora 1.6 Turbo Standard | 1.6L Turbo | RM40,000 | RM750-1,200/year | RM160-250/year |
| Exora 1.6 Turbo Executive | 1.6L Turbo | RM52,000 | RM850-1,350/year | RM160-250/year |
| Exora 1.6 Turbo Premium | 1.6L Turbo | RM62,000 | RM950-1,500/year | RM160-250/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Exora Insurance Price
Understanding these factors helps you find the best exora insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Exora Insurance by Variant
Detailed breakdown of proton exora insurance price for each variant.
Specifications
- Engine:1,597cc
- Market Value:RM38,000 - RM65,000
- Road Tax:RM120/year
- Insurance Price:RM750 - RM1,500/year
Best For
- Large families
- Budget MPV owners
- Proton loyalists
Recommended: Etiqa (competitive) or Kurnia (budget)
Comprehensive vs Third Party for Exora
Choosing the right coverage type can save you money while protecting your Proton Exora.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Exora | RM750-1,500/year | RM160-250/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Exora (under 8 years old) | Old Exora (8+ years old) |
How to Save on Exora Insurance
Smart tips to get the lowest exora insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Exora
Top 5 recommended insurance companies for Proton Exora owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Exora Insurance FAQ
Proton Exora insurance ranges from RM750 to RM1,500 for comprehensive coverage. Standard variants are cheaper while Premium is at the higher end. Third-party only starts from RM160/year.
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