Iriz Insurance Price Malaysia 2026
Find out how much insurance costs for Proton Iriz 1.3 and 1.6 variants. Compare quotes from 16 insurers and save on your annual premium.
Proton Iriz
Proton's Popular Hatchback
How much is Proton Iriz insurance per year in Malaysia?
Proton Iriz insurance costs RM750–RM1,500 per year for comprehensive coverage, depending on the variant, your NCD, and location. The 1.3L variants are cheaper to insure than the 1.6L. With maximum 55% NCD, comprehensive cover can drop to RM650–RM900 per year.
Updated 2026 • Malaysia
Iriz Insurance Price Comparison 2026
Compare estimated insurance prices for all Proton Iriz variants. Prices based on 55% NCD.
| Iriz Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Iriz 1.3 Standard | 1.3L | RM40,000 | RM750-1,100/year | RM140-220/year |
| Iriz 1.3 Executive | 1.3L | RM45,000 | RM800-1,150/year | RM140-220/year |
| Iriz 1.6 Premium | 1.6L | RM55,000 | RM900-1,400/year | RM180-280/year |
| Iriz 1.6 CVT | 1.6L CVT | RM60,000 | RM950-1,500/year | RM180-280/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Iriz Insurance Price
Understanding these factors helps you find the best iriz insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Iriz Insurance by Variant
Detailed breakdown of proton iriz insurance price for each variant.
Specifications
- Engine:1,332cc
- Market Value:RM38,000 - RM48,000
- Road Tax:RM70/year
- Insurance Price:RM750 - RM1,150/year
Best For
- Budget drivers
- First-time owners
- City commuting
Recommended: Etiqa (competitive) or Kurnia (budget)
Comprehensive vs Third Party for Iriz
Choosing the right coverage type can save you money while protecting your Proton Iriz.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Iriz | RM750-1,500/year | RM140-280/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Iriz (under 8 years old) | Old Iriz (8+ years old) |
How to Save on Iriz Insurance
Smart tips to get the lowest iriz insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Iriz
Top 5 recommended insurance companies for Proton Iriz owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Iriz Insurance FAQ
Proton Iriz insurance ranges from RM750 to RM1,500 per year for comprehensive coverage. The 1.3L variants are at the lower end (RM750–RM1,150) while the 1.6L variants cost RM900–RM1,500. Third-party only insurance starts from RM140/year.
Ready to Get Your Iriz Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Proton Iriz insurance.