Persona Insurance Price Malaysia 2026
Proton Persona insurance guide — compare premiums for Standard, Executive and Premium variants. Find the cheapest quote from 16 insurers.
Proton Persona
Proton's Value Sedan
How much does Proton Persona insurance cost in Malaysia?
Proton Persona insurance costs RM850–RM1,500 per year for comprehensive coverage depending on variant and NCD. Third-party only insurance costs RM170–RM260 per year. With 55% NCD, comprehensive cover for a Persona can drop to under RM750 per year.
Updated 2026 • Malaysia
Persona Insurance Price Comparison 2026
Compare estimated insurance prices for all Proton Persona variants. Prices based on 55% NCD.
| Persona Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Persona 1.6 Standard | 1.6L | RM50,000 | RM850-1,250/year | RM170-260/year |
| Persona 1.6 Executive | 1.6L | RM58,000 | RM900-1,350/year | RM170-260/year |
| Persona 1.6 Premium | 1.6L CVT | RM68,000 | RM950-1,500/year | RM170-260/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Persona Insurance Price
Understanding these factors helps you find the best persona insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Persona Insurance by Variant
Detailed breakdown of proton persona insurance price for each variant.
Specifications
- Engine:1,597cc
- Market Value:RM48,000 - RM70,000
- Road Tax:RM120/year
- Insurance Price:RM850 - RM1,500/year
Best For
- Value sedan buyers
- Families on a budget
- Long-distance commuters
Recommended: Etiqa (competitive) or Allianz (reliable)
Comprehensive vs Third Party for Persona
Choosing the right coverage type can save you money while protecting your Proton Persona.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Persona | RM850-1,500/year | RM170-260/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Persona (under 8 years old) | Old Persona (8+ years old) |
How to Save on Persona Insurance
Smart tips to get the lowest persona insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Persona
Top 5 recommended insurance companies for Proton Persona owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Persona Insurance FAQ
Proton Persona insurance costs RM850–RM1,500 for comprehensive coverage annually. Standard variants are cheaper to insure than Premium CVT models. With 55% NCD, premiums can drop significantly to RM700–RM950 range.
Ready to Get Your Persona Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Proton Persona insurance.