X50 & S70 Insurance Price Malaysia 2026
Find out how much insurance costs for Proton X50 1.5T & S70 1.5T variants. Compare quotes from 15+ insurers with DCT and ADAS coverage included.
Proton X50 & S70
Proton's Modern Era - Turbocharged, DCT & ADAS
How much is Proton X50 insurance in Malaysia?
Proton X50 comprehensive insurance costs RM850-1,200/year with 55% NCD. Standard from RM850, Flagship up to RM1,200. 7-speed DCT gearbox repairs can be expensive (RM5,000-15,000). ADAS calibration needed after windscreen work. 30-40% cheaper than Honda HR-V with similar features.
Updated 2026 • Malaysia
X50 & S70 Insurance Price Comparison 2026
Compare estimated insurance prices for all Proton X50 & S70 variants. Prices based on 55% NCD.
| X50 & S70 Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| X50 1.5T Standard | 1.5L Turbo (150 PS) | RM75,000 | RM1,900-2,100/year | RM200-300/year |
| X50 1.5T Executive | 1.5L Turbo (150 PS) | RM83,000 | RM2,050-2,300/year | RM220-320/year |
| X50 1.5T Premium | 1.5L Turbo (150 PS) | RM90,000 | RM2,200-2,500/year | RM240-340/year |
| X50 1.5 TGDI Flagship | 1.5L Turbo TGDI (181 PS) | RM101,500 | RM2,500-2,850/year | RM260-360/year |
| S70 1.5T Executive | 1.5L Turbo (150 PS) | RM60,000 | RM1,550-1,750/year | RM180-280/year |
| S70 1.5T Premium | 1.5L Turbo (150 PS) | RM67,000 | RM1,700-1,900/year | RM190-290/year |
| S70 1.5T Flagship | 1.5L Turbo (150 PS) | RM77,000 | RM1,950-2,150/year | RM210-310/year |
| S70 1.5T Flagship X | 1.5L Turbo (150 PS) | RM84,000 | RM2,100-2,350/year | RM220-320/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your X50 & S70 Insurance Price
Understanding these factors helps you find the best x50 & s70 insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
X50 & S70 Insurance by Variant
Detailed breakdown of proton x50 & s70 insurance price for each variant.
Specifications
- Engine:1,477cc
- Market Value:RM70,000 - RM108,000
- Road Tax:RM90/year
- Insurance Price:RM855 - RM1,280/year
Best For
- SUV lovers wanting turbocharged performance
- Families needing ADAS safety features
- Those upgrading from Saga/Persona
Recommended: Allianz (ADAS coverage) or Zurich (competitive)
Comprehensive vs Third Party for X50 & S70
Choosing the right coverage type can save you money while protecting your Proton X50 & S70.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for X50 & S70 | RM1,550-2,850/year | RM180-360/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed X50 & S70 (under 8 years old) | Old X50 & S70 (8+ years old) |
How to Save on X50 & S70 Insurance
Smart tips to get the lowest x50 & s70 insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for X50 & S70
Top 5 recommended insurance companies for Proton X50 & S70 owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
X50 & S70 Insurance FAQ
Proton X50 comprehensive insurance costs between RM1,900-2,850 per year (at 0% NCD) depending on variant. With maximum 55% NCD, you could pay as low as RM855-1,280. The TGDI Flagship is slightly higher due to its 181 PS performance tier.
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