X70 Insurance Price Malaysia 2026
Find out how much insurance costs for Proton X70 1.5TD Executive & Premium variants. DCT and Level 2 ADAS coverage. Compare quotes from 15+ insurers.
Proton X70
Proton's Flagship SUV - C-Segment Quality, Competitive Price
How much is Proton X70 insurance in Malaysia?
Proton X70 MC3 (2026) comprehensive insurance costs RM1,080-1,465/year with 55% NCD. Executive from RM1,080, Premium up to RM1,465. NEW 1.5L 4-cylinder i-GT engine (181 PS). 7-speed DCT can be expensive to repair. 30-50% cheaper than Japanese C-segment rivals.
Updated 2026 • Malaysia
X70 Insurance Price Comparison 2026
Compare estimated insurance prices for all Proton X70 variants. Prices based on 55% NCD.
| X70 Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| X70 1.5TD Executive | 1.5L 4-Cyl Turbo i-GT (181 PS) | RM85,000 | RM2,400-2,900/year | RM250-360/year |
| X70 1.5TD Premium | 1.5L 4-Cyl Turbo i-GT (181 PS) | RM96,500 | RM2,700-3,250/year | RM280-390/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your X70 Insurance Price
Understanding these factors helps you find the best x70 insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
X70 Insurance by Variant
Detailed breakdown of proton x70 insurance price for each variant.
Specifications
- Engine:1,477cc
- Market Value:RM75,000 - RM95,000
- Road Tax:RM90/year
- Insurance Price:RM1,080 - RM1,305/year
Best For
- Families wanting spacious C-segment SUV
- Those upgrading from B-segment
- Value-focused SUV buyers
Recommended: Allianz (DCT experience) or Zurich (competitive)
Comprehensive vs Third Party for X70
Choosing the right coverage type can save you money while protecting your Proton X70.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for X70 | RM2,400-3,250/year | RM250-390/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed X70 (under 8 years old) | Old X70 (8+ years old) |
How to Save on X70 Insurance
Smart tips to get the lowest x70 insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for X70
Top 5 recommended insurance companies for Proton X70 owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
X70 Insurance FAQ
Proton X70 comprehensive insurance costs RM2,400-3,250 per year at 0% NCD depending on variant. With maximum 55% NCD, you could pay as low as RM1,080-1,465. The Premium variant is about 12-15% more expensive to insure due to its higher value and ADAS system.
Ready to Get Your X70 Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Proton X70 insurance.