X90 Insurance Price Malaysia 2026
Proton X90 insurance guide — compare premiums for Standard, Executive and Premium variants. Get quotes from 16 insurers and find the best rate.
Proton X90
Proton's Flagship 7-Seater SUV
How much is Proton X90 insurance per year in Malaysia?
Proton X90 insurance costs RM1,900–RM3,700 per year for comprehensive coverage. The 1.5T Standard is cheapest; the AWD Premium highest. Being a Proton, national car benefit means lower road tax (RM90/year) despite the large SUV size.
Updated 2026 • Malaysia
X90 Insurance Price Comparison 2026
Compare estimated insurance prices for all Proton X90 variants. Prices based on 55% NCD.
| X90 Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| X90 1.5T Standard | 1.5L Turbo | RM130,000 | RM1,900-3,000/year | RM280-420/year |
| X90 1.5T Executive | 1.5L Turbo | RM148,000 | RM2,100-3,300/year | RM280-420/year |
| X90 1.5T Premium | 1.5L Turbo AWD | RM168,000 | RM2,400-3,700/year | RM280-420/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your X90 Insurance Price
Understanding these factors helps you find the best x90 insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
X90 Insurance by Variant
Detailed breakdown of proton x90 insurance price for each variant.
Specifications
- Engine:1,498cc
- Market Value:RM125,000 - RM175,000
- Road Tax:RM90/year
- Insurance Price:RM1,900 - RM3,700/year
Best For
- Large family 7-seater SUV buyers
- Proton loyalists wanting premium
- Value flagship SUV buyers
Recommended: Allianz (premium) or Etiqa (competitive)
Comprehensive vs Third Party for X90
Choosing the right coverage type can save you money while protecting your Proton X90.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for X90 | RM1,900-3,700/year | RM280-420/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed X90 (under 8 years old) | Old X90 (8+ years old) |
How to Save on X90 Insurance
Smart tips to get the lowest x90 insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for X90
Top 5 recommended insurance companies for Proton X90 owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
X90 Insurance FAQ
Proton X90 insurance costs RM1,900–RM3,700 for comprehensive coverage annually. The range depends on variant — Standard is most affordable, Premium AWD highest. National car status gives X90 a significant road tax advantage.
Ready to Get Your X90 Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Proton X90 insurance.