Avanza / Veloz Insurance Price Malaysia 2026
Toyota Avanza and Veloz insurance guide — compare annual premiums for 1.5G and 1.5X variants. Find the cheapest quote from 16 insurers.
Toyota Avanza / Veloz
Toyota's Affordable 7-Seater MPV
How much is Toyota Avanza / Veloz insurance per year in Malaysia?
Toyota Avanza insurance costs RM1,100–RM1,900 per year for comprehensive coverage. The Veloz (premium variant) costs RM1,350–RM2,100. Road tax is RM90/year for all 1.5L variants. With 55% NCD, premiums can drop significantly to RM900–RM1,400 per year.
Updated 2026 • Malaysia
Avanza / Veloz Insurance Price Comparison 2026
Compare estimated insurance prices for all Toyota Avanza / Veloz variants. Prices based on 55% NCD.
| Avanza / Veloz Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Avanza 1.5G (AT) | 1.5L | RM78,000 | RM1,100-1,750/year | RM175-270/year |
| Avanza 1.5X (AT) | 1.5L | RM86,000 | RM1,200-1,900/year | RM175-270/year |
| Veloz 1.5 (CVT) | 1.5L CVT | RM99,000 | RM1,350-2,100/year | RM175-270/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Avanza / Veloz Insurance Price
Understanding these factors helps you find the best avanza / veloz insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Avanza / Veloz Insurance by Variant
Detailed breakdown of toyota avanza / veloz insurance price for each variant.
Specifications
- Engine:1,496cc
- Market Value:RM75,000 - RM90,000
- Road Tax:RM90/year
- Insurance Price:RM1,100 - RM1,900/year
Best For
- Large families
- Budget 7-seater owners
- Practical MPV buyers
Recommended: Etiqa (competitive) or Allianz (reliable)
Comprehensive vs Third Party for Avanza / Veloz
Choosing the right coverage type can save you money while protecting your Toyota Avanza / Veloz.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Avanza / Veloz | RM1,100-2,100/year | RM175-270/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Avanza / Veloz (under 8 years old) | Old Avanza / Veloz (8+ years old) |
How to Save on Avanza / Veloz Insurance
Smart tips to get the lowest avanza / veloz insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Avanza / Veloz
Top 5 recommended insurance companies for Toyota Avanza / Veloz owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Avanza / Veloz Insurance FAQ
Toyota Avanza insurance ranges from RM1,100 to RM1,900 for comprehensive coverage annually. The Veloz is slightly more expensive. Third-party only starts from RM175/year. The 1.5L engine gives a reasonable road tax of RM90/year.
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