Hilux Insurance Price Malaysia 2026
Toyota Hilux insurance guide — compare premiums for E, G, and Rogue variants. Get instant quotes from 16 insurers.
Toyota Hilux
The Indestructible Pickup Truck
How much is Toyota Hilux insurance per year in Malaysia?
Toyota Hilux insurance costs RM1,800–RM4,000 per year for comprehensive coverage. The 2.4E is cheapest; the 2.8 Rogue highest. Road tax is also significant at RM440–RM620/year for diesel engines. With 55% NCD, the 2.4G comprehensive drops to RM1,600–RM2,300.
Updated 2026 • Malaysia
Hilux Insurance Price Comparison 2026
Compare estimated insurance prices for all Toyota Hilux variants. Prices based on 55% NCD.
| Hilux Variant | Engine | Market Value | Comprehensive | Third Party |
|---|---|---|---|---|
| Hilux 2.4 E MT | 2.4L Diesel | RM105,000 | RM1,800-2,800/year | RM340-520/year |
| Hilux 2.4 G AT | 2.4L Diesel | RM128,000 | RM2,000-3,100/year | RM340-520/year |
| Hilux 2.8 Rogue | 2.8L Diesel | RM175,000 | RM2,600-4,000/year | RM440-660/year |
* Prices are estimates based on 55% NCD. Actual premium depends on driver age, location, and insurer.
Factors Affecting Your Hilux Insurance Price
Understanding these factors helps you find the best hilux insurance price Malaysia offers.
NCD (No Claim Discount)
Up to 55% discount if you haven't made claims. This is the biggest factor in reducing your insurance cost.
Driver's Age & Experience
Younger drivers (under 25) typically pay higher premiums. Named drivers also affect pricing.
Location
Urban areas like KL have higher premiums than East Malaysia due to traffic and accident statistics.
Coverage Type
Comprehensive costs more but covers your car against damage, theft, and accidents.
Sum Insured (Market Value)
Higher market value means higher premium. Lower value vehicles keep insurance costs reasonable.
Add-ons Selected
Windscreen coverage, flood protection, and other add-ons increase your premium.
Hilux Insurance by Variant
Detailed breakdown of toyota hilux insurance price for each variant.
Specifications
- Engine:2,393cc
- Market Value:RM100,000 - RM135,000
- Road Tax:RM440/year
- Insurance Price:RM1,800 - RM3,100/year
Best For
- Commercial use
- Agricultural/plantation use
- Reliable daily pickup
Recommended: Etiqa (competitive) or Allianz (reliable)
Comprehensive vs Third Party for Hilux
Choosing the right coverage type can save you money while protecting your Toyota Hilux.
| Feature | Comprehensive | Third Party |
|---|---|---|
| Price for Hilux | RM1,800-4,000/year | RM340-660/year |
| Own Damage Cover | ||
| Theft Protection | ||
| Third Party Liability | ||
| Best For | New/financed Hilux (under 8 years old) | Old Hilux (8+ years old) |
How to Save on Hilux Insurance
Smart tips to get the lowest hilux insurance price malaysia has to offer.
Compare Multiple Quotes
Prices vary significantly between insurers for the same coverage.
Use CalculatorChoose Right Coverage
Consider Third Party for older cars (8+ years) to save significantly.
Compare CoverageBundle Road Tax
Some insurers offer discounts when you renew road tax together with insurance.
Get QuoteBest Insurers for Hilux
Top 5 recommended insurance companies for Toyota Hilux owners.
Etiqa
Best for PricingCompetitive rates with fast digital claims
Allianz
Best for ServicePremium service with Road Rangers roadside assistance
Tokio Marine
Best for ClaimsExcellent claims experience with EZ Claim service
AXA
FlexibilityWide range of add-ons and customization options
Zurich
Premium OptionComprehensive coverage with excellent customer service
Hilux Insurance FAQ
Hilux insurance ranges from RM1,800 (2.4E) to RM4,000 (2.8 Rogue) for comprehensive coverage. Note that road tax is also high — RM440/year for 2.4L diesel and RM620/year for 2.8L. Factor both costs into your annual budget.
Ready to Get Your Hilux Insurance Quote?
Compare prices from 15+ insurers and save up to RM500 on your Toyota Hilux insurance.