Car Insurance Review
Tune Protect
BNM-licensed insurer offering competitive car insurance premiums. Here's our honest 2026 verdict on pricing, coverage, and claims.
Compare Tune Protect vs 15 Others →3.4/5
Overall Rating
Price
Competitive
Best For
Price-conscious buyers
About Tune Protect
Tune Protect (formerly Tune Insurance Malaysia) is a BNM-licensed general insurer backed by Tune Group — the same group behind AirAsia's travel ecosystem. Originally launched to serve AirAsia passengers with travel insurance, Tune Protect has expanded into motor insurance.
For car insurance, Tune Protect offers comprehensive and third-party policies through online platforms like Bjak.my. While not as well-known as Etiqa or Allianz in the motor space, it is a regulated insurer subject to the same BNM oversight.
Pros & Cons
Pros
- ✓ BNM-licensed — same regulatory protection as major insurers
- ✓ Available on Bjak.my for instant price comparison
- ✓ Competitive pricing for certain car models and profiles
- ✓ Online purchase and e-policy issuance
- ✓ Backed by established group (Tune Group)
Cons
- ✗ Smaller panel workshop network vs Allianz or AXA
- ✗ Less brand recognition may affect resale/claims perception
- ✗ Roadside assistance may be less comprehensive than Allianz Road Rangers
- ✗ Always compare — Etiqa is often cheaper for the same coverage
Tune Protect vs Competitors
| Insurer | Price | Workshops | Roadside | Best For |
|---|---|---|---|---|
| Tune Protect | Mid-range | Moderate | Basic | Price-sensitive buyers |
| Etiqa | Cheapest | Good | Standard | Lowest premium |
| Allianz | Premium | 1,800+ | Road Rangers 24/7 | Best service |
| AXA Affin | Mid-range | 2,900+ | Standard | Most workshops |
See Tune Protect's Exact Quote for Your Car
Compare Tune Protect against Etiqa, Allianz, and 14 others — free on Bjak.
Compare on Bjak →Frequently Asked Questions
Is Tune Protect a good car insurance in Malaysia?
Tune Protect (formerly Tune Insurance) is a BNM-licensed insurer in Malaysia. It offers competitive car insurance premiums and is available on comparison platforms like Bjak. It is generally rated as a mid-tier insurer — competitive on price but with a smaller service network than market leaders like Allianz or AXA. Best suited for price-conscious buyers who are comfortable managing claims digitally.
How does Tune Protect compare to Etiqa?
Both offer competitive pricing, but Etiqa typically quotes lower premiums for the same car and has faster digital claims processing. Tune Protect may offer better rates for specific car models. The best way to compare is to get quotes for both on Bjak.my simultaneously.
Can I buy Tune Protect car insurance online?
Yes. Tune Protect is available on comparison platforms like Bjak.my where you can compare its price against 15 other BNM-licensed insurers and purchase online instantly. Your e-policy is issued immediately after payment.
What is Tune Protect's claims process?
Tune Protect claims are managed through their portal at tuneprotect.com. For accidents, file a police report within 24 hours, then submit the claim online or bring your car to an authorised panel workshop. Claims for third-party incidents should be reported to your insurer within 7 days.