Car Insurance Guide
Shopee Car Insurance Malaysia: FREE Road Tax Voucher + RM25 Cashback 2026
Renew car insurance on Shopee and get a FREE Road Tax voucher (RM20–RM2,130+), up to 70% OFF ServAuto car service vouchers, RM25 cashback, and SPayLater up to 12 months. Here's everything you get.
Can you buy car insurance on Shopee Malaysia?
Yes. Shopee Malaysia sells comprehensive car insurance from Allianz, Zurich General, Zurich Takaful, and Takaful Ikhlas. Key benefits: FREE Road Tax voucher worth RM20–RM2,130+ (covers your actual road tax cost), up to 70% OFF ServAuto car service vouchers, RM25 cashback via referral code PQPOJB, SPayLater up to 12 months (1 month at 0%), and FREE 24/7 towing. The main limitation vs Bjak is 4 insurers vs Bjak's 16 — but Shopee's bonus packages make it compelling even at the same premium price.
Updated 2026 • Malaysia
Every Benefit You Get Renewing on Shopee
FREE Road Tax Voucher
Worth RM20–RM2,130+ depending on your car. Covers your actual road tax cost — effectively free road tax.
RM25 Cashback
Use referral code PQPOJB and get RM25 into your ShopeePay wallet. RM15 for motorcycle insurance.
Up to 70% OFF ServAuto
Car service vouchers for workshops, tyre change, wiper replacement, and more. Redeemable via Shopee app.
SPayLater Up to 12 Months
Split your premium into monthly payments. 1 month at 0%. No lump-sum pressure.
FREE 24/7 Towing
Roadside assistance included at no extra charge. Covers breakdown, accidents, flat tyre, battery jump-start.
Instant E-Policy
E-policy issued immediately after payment. Valid for JPJ road tax renewal. No waiting, no paperwork.
4 Insurers Available on Shopee
- Allianz General Insurance
- Zurich General Insurance
- Zurich General Takaful
- Takaful Ikhlas
- FREE Road Tax voucher (RM20–RM2,130+)
- Up to 70% OFF ServAuto car service vouchers
- SPayLater installments (1–12 months)
- RM25 cashback via referral code PQPOJB
- FREE 24/7 towing & roadside assist
- Motorcycle insurance also available
Shopee vs Bjak: Honest Comparison
| Feature | Shopee Insurance | Bjak |
|---|---|---|
| Insurers available | 4 (Allianz, Zurich, Zurich Takaful, Ikhlas) | 16 insurers |
| FREE Road Tax voucher | ✓ Yes (RM20–RM2,130+ value) | ✗ No |
| ServAuto car service vouchers | ✓ Up to 70% off (engine oil, tint, wipers) | ✗ No |
| RM25 cashback | ✓ Yes (referral code PQPOJB) | ✗ No |
| Pay by installment | ✓ SPayLater 1–12 months (1 month 0%) | ✗ Lump sum only |
| Price comparison | ✗ Choose one insurer | ✓ Side-by-side (16 insurers) |
| FREE 24/7 towing | ✓ Included | ✓ Included |
| Add-ons (Special Perils, Windscreen) | ✓ Available | ✓ Available |
| NCD auto-applied | ✓ Yes | ✓ Yes |
| E-policy issued | ✓ Immediately | ✓ Immediately |
| Best for | Max bonuses + installment payment | Finding lowest price from 16 insurers |
Both platforms are BNM-licensed. Both issue valid e-policies accepted for JPJ road tax renewal.
FREE Road Tax Voucher — How It Works
Your Road Tax Cost, Covered by Shopee
ServAuto Vouchers — What You Can Redeem
On top of the free road tax voucher, Shopee gives you up to 70% OFF ServAuto car service vouchers when you renew insurance. ServAuto is a Shopee-backed car care platform with 100+ workshop locations nationwide.
What the vouchers cover: Engine oil service packages (Bosch Fully-Syn, Petronas Nexta — labour + oil filter included), HeatShield tinted film installation, wiper blade replacement, and more. Discounts range from 37%–70% off retail price.
How to redeem: After buying insurance, your ServAuto voucher pack appears under Me > My Vouchers in the Shopee app. Browse the ServAuto campaign page, add eligible products to cart, and contact ServAuto via Shopee Chat to book your preferred workshop appointment.
For example: a PETRONAS Nexta fully-synthetic service package (labour + oil + filter) discounted to RM235–RM262 instead of full price. HeatShield tinted film (8 pcs full car) available at 50%–62% off.
SPayLater: Pay Monthly, Not Lump Sum
Split Your Premium Into Monthly Payments
Is Shopee Car Insurance Cheaper? (Total Value Calculation)
The premium itself is the same price as buying direct from Allianz, Zurich, or Takaful Ikhlas — Shopee doesn't discount the base premium. But when you add up the bonuses, Shopee buyers often come out significantly ahead:
Example for a RM1,200 premium car (1,600cc): FREE Road Tax voucher ≈ RM90 + RM25 cashback + RM30 off Bosch engine oil service (ServAuto voucher) = RM145 in total value on the same RM1,200 premium. That's effectively a 12% discount.
Best approach: Check Bjak first to compare all 16 insurers. If one of Shopee's 4 insurers (Allianz, Zurich, Zurich Takaful, Takaful Ikhlas) is competitive — buy on Shopee to collect all the bonuses. If a cheaper insurer like Etiqa or MSIG is significantly lower, buy on Bjak and save on the premium instead.
How to Buy Car Insurance on Shopee
Go to shopee.com.my/m/comprehensive-car-insurance
Access the car insurance landing page directly — or search 'car insurance' on Shopee.
Enter your car plate number
Shopee retrieves your car details from JPJ. Enter your IC number and current NCD percentage.
Select your insurer
Choose from Allianz, Zurich, or Takaful Ikhlas. Add optional coverage: Special Perils, Windscreen, etc.
Choose SPayLater or full payment
At checkout, select SPayLater to split into monthly installments, or pay full amount via ShopeePay, credit/debit card.
Receive e-policy immediately
Your e-policy is emailed and available in your Shopee account. Valid for JPJ road tax renewal.
Verdict: When to Use Shopee vs Bjak
- Use Shopee if: you want FREE Road Tax (worth RM20–RM2,130+)
- Use Shopee if: you want ServAuto car service vouchers
- Use Shopee if: you need installment payment
- Use Shopee if: you want RM25 cashback with zero extra effort
- Use Bjak if: you want to compare all 16 insurers
- Use Bjak if: you want add-on prices compared across all insurers
Bonus: Get RM25 Off via Referral
Use Our Referral Link — Get RM25 Cashback on Car Insurance
Referral Offer
Get RM25 Cashback on Car Insurance
Buy through our referral link — same price as going direct, but RM25 goes back into your Shopee wallet. RM15 for motorcycle insurance.
Referral code: PQPOJB · Subject to Shopee T&Cs
Shopee Car Insurance Malaysia FAQ
Yes. Allianz, Zurich, and Takaful Ikhlas are all licensed by Bank Negara Malaysia (BNM). Buying through Shopee is the same policy you'd get directly from the insurer — just through a different purchase channel. The e-policy is valid for JPJ road tax renewal.
Related Guides
Best Car Insurance Malaysia 2026
Full comparison of all 16 insurers including Allianz and Zurich
Insurans Kereta Bayar Ansuran (BM)
Panduan SPayLater — bayar 3, 6 atau 12 bulan
Allianz Road Rangers Review
Allianz is on Shopee — is their claims service worth it?
Zurich 24-Hour Roadside Assist
Zurich is on Shopee — full review of their assist service
Motorcycle Insurance Malaysia
Shopee also sells bike insurance — Zurich Z-Rider and Allianz
Renew on Shopee — Free Road Tax + RM25 Cashback
Get your FREE Road Tax voucher (RM20–RM2,130+), up to 70% OFF ServAuto car service vouchers, RM25 cashback (code PQPOJB), and SPayLater up to 12 months. Or compare 16 insurers on Bjak to find the cheapest price first.
