Kereta Ansuran RM1,000 Sebulan Malaysia 2026
Dengan bajet RM1,000/bulan, anda boleh memiliki kereta sehingga RM98,000 OTR (9 tahun, 2.5%, DP 10%) — termasuk Honda City, Toyota Vios, dan Proton X50.
RM1,000
Bajet bulanan
~RM79,400
Harga maks (7 tahun)
~RM98,000
Harga maks (9 tahun)
~RM7,000–9,800
Deposit minimum
Jadual Ansuran Kereta RM1,000 Sebulan 2026
Kadar faedah flat 2.5% p.a. · DP 10% · Tandaan * = melebihi RM1,000 pada 7 tahun, perlu 9 tahun.
| Model | Ansuran 7 Thn | Ansuran 9 Thn |
|---|---|---|
| Perodua Ativa 1.0T AV | RM881 | RM715 |
| Honda City 1.5S | RM942 | RM764 |
| Toyota Vios 1.5J | RM973 | RM789 |
| Proton X50 1.5T Standard | RM997 | RM809 |
| Honda City 1.5V | RM1,047* | RM849 |
| Proton X50 1.5T Executive | RM1,082* | RM878 |
| Toyota Yaris 1.5 G | RM1,110* | RM900 |
| Honda City Hatchback 1.5V | RM1,132* | RM918 |
| Proton X50 1.5T Flagship | RM1,154* | RM936 |
* Melebihi RM1,000/bulan pada 7 tahun. Harga OTR anggaran Semenanjung Malaysia 2026 — semak harga terkini di laman pengedar.
🔍 Honda City vs Toyota Vios — Perbandingan Ringkas
| Kriteria | Honda City 1.5S | Toyota Vios 1.5J |
|---|---|---|
| Harga OTR | RM74,800 | RM77,300 |
| Ansuran 9thn (2.5%) | RM764/bln | RM789/bln |
| Road tax | RM90/thn | RM90/thn |
| Enjin | 1.5L i-VTEC 121hp | 1.5L Dual VVT-i 107hp |
| Petrol (city) | ~8.5L/100km | ~7.8L/100km |
| Nilai semula | Sederhana | Tinggi (Toyota) |
💡 Ingat: Tambah Kos Insurans ke Bajet Bulanan
Kereta RM75k-90k: insurans komprehensif (NCD 55%) kira-kira RM900–1,300/tahun = RM75–108/bulan. Tambah road tax (RM90/tahun). Jumlah kos bulanan sebenar anda = ansuran + ~RM80-120 untuk insurans & road tax.
Renew insurans di Shopee: Road Tax PERCUMA + RM25 Cashback · Jimat sehingga RM90-130 setahun.
Setelah Beli Kereta, Jangan Lupa Insurans
Renew insurans di Shopee — Road Tax PERCUMA + RM25 Cashback. Atau bandingkan di Bjak.
