AIG Insurance Malaysia logo

Car Insurance Review 2026

AIG Car Insurance Malaysia

International-backed car insurance — strong for high-value vehicles and corporate fleets

American International GroupBNM-LicensedGood ClaimsPremium Pricing

Quick Summary

AIG Insurance Malaysia Berhad is a BNM-licensed insurer backed by the global American International Group. While less prominent in the Malaysian mass market, AIG offers competitive rates for high-value vehicles, imported cars, and corporate fleets. Compare prices on Bjak to see if AIG is competitive for your car.

Pros

  • +International brand — backed by American International Group
  • +BNM-licensed general insurer with strong financial rating
  • +Good for high-value and imported vehicles
  • +Competitive for corporate fleet insurance
  • +Standard comprehensive coverage with add-on options

Cons

  • Not available on Shopee Pay — compare via Bjak or agent
  • Premium pricing for standard private cars vs Etiqa or Takaful
  • Panel workshop network smaller than Allianz or AXA
  • Brand less prominent in Malaysian mass market vs local insurers

Coverage Options

Comprehensive (own damage + third party)
Third party only
Third party, fire & theft
Windscreen and glass coverage
Flood and special perils
Personal accident cover
Legal liability to passengers
Agreed value or market value sum insured

Claims Process

1File police report within 24 hours of accident
2Contact AIG Malaysia claims team via hotline or website
3Bring vehicle to an AIG-approved panel workshop for assessment
4Submit claim documents: police report, IC, driving licence, policy
5Loss adjuster assessment — own-damage claims typically 7–21 working days

AIG vs Top Malaysian Car Insurers

InsurerRoadside AssistPrice RangeBest For
AIGTHISStandardMid–PremiumHigh-value & corporate
Etiqa24/7Budget–MidLowest premium
AllianzRoad Rangers 24/7MidRoadside assistance
Zurich24/7MidNew cars, genuine parts

*Compare exact prices on Bjak — pricing varies by vehicle, NCD, and location.

Compare AIG vs 15 Other Insurers

Enter your plate number on Bjak — see AIG's price vs Etiqa, Allianz, Zurich and 12 more. Free, 3 minutes.

Compare on Bjak — Free →

Frequently Asked Questions

Does AIG offer car insurance in Malaysia?

Yes — AIG Insurance Malaysia Berhad (formerly known as American Home Assurance Company) is a BNM-licensed general insurer that offers comprehensive and third party car insurance in Malaysia. AIG is available to compare on Bjak.my alongside 15 other licensed insurers.

Is AIG car insurance good in Malaysia?

AIG is a reputable international brand with a strong financial backing from American International Group. In Malaysia, AIG car insurance is suitable for corporate fleet owners and individuals who value international backing. Pricing is generally mid-to-premium range. Compare on Bjak to check if AIG is competitive for your vehicle.

How do I make a claim with AIG Malaysia?

To claim with AIG Malaysia: (1) File a police report within 24 hours. (2) Call AIG's claims hotline or submit online via their website. (3) Bring your vehicle to an AIG-approved panel workshop. (4) Submit claim form, police report, IC, and driving licence. Claims are typically processed within 7–21 working days depending on complexity.

How does AIG compare to Allianz or Etiqa for car insurance?

AIG vs Etiqa: Etiqa typically offers lower premiums for standard private cars. AIG may be more competitive for high-value vehicles or corporate fleets. AIG vs Allianz: Allianz has Road Rangers 24/7 roadside assistance which AIG doesn't match directly. Use Bjak.my to compare exact prices from all 3 for your specific car.

T*****n dari KLclaimed FREE Road Tax voucher

ShopeeFree Road Tax